This open source has no individual ownerahip, ita publicly owned. So stellar is an open source network for currencies and payments. Stellar makes it possible to create, send and trade digital representations of all forms of money, dollars, pesos, bitcoin, pretty much anything. It’s designed so all the world’s financial systems can work together on a single network.

I use Tether or usdt on almost every exchanges that I have primarily on binance, then other like coinex, snapex, kucoin to name a few. It affect my life through the income it generates whenever I trade Tether to crypto and back to Tether. Kinda suffice some of my expenses through this 😊